Personal Bankruptcy Lawyers
Need help in dealing with overwhelming debt?
Get advice from experienced legal counsel.
The decision to file for bankruptcy is a difficult choice for many people to make. Not only are you dealing with the stress and anxiety that naturally arise when you are facing insurmountable debt, but there is also the worry that bankruptcy will affect your credit for years after the debts are discharged. Therefore, the decision must be made carefully.
Rosenberg & Weinberg’s specialized focus on bankruptcy law ensures that clients receive the highest quality legal advice and counsel that conforms to the highest ethical standards while helping them decide whether they are better off in or out of bankruptcy.
Bankruptcy is an option that can provide relief to people whose debts have become overwhelming due to credit card debt, a second mortgage, unpaid income taxes, mortgage arrears, medical bills, job loss, changes in family status or a catastrophic event. Under the bankruptcy law, a debtor may eliminate many types of debt, including the second mortgage on a home.
Understanding your bankruptcy options
If your liabilities exceed your assets and you are unable to pay bills as they become due, sometimes bankruptcy is the only answer. Bankruptcy law is very complex and an experienced bankruptcy attorney, such as the ones at Rosenberg & Weinberg, is essential to help you decide which path is right for you.
In Chapter 7 bankruptcy, which is sometimes referred to as “straight” bankruptcy, a debtor is allowed to keep certain property pursuant to “exemptions” and then property over the exemption limit is used to pay creditors. We aim to help debtors in Chapter 7 quickly discharge their debts and get their lives back on track.
In Chapter 13 bankruptcy, which is often called the “wage-earner’s” plan, a schedule of debts, assets and income is prepared and a plan is prepared for the debtor, who must have a steady income to pay back some or all of the debt. We have successfully utilized Chapter 13 to save a family home from foreclosure and eliminate, if not reduce, a second mortgage and tax debt.
Attorneys on the forefront of bankruptcy analysis
Rosenberg & Weinberg has a passion for preserving our bankruptcy clients’ legal rights. We combine state-of-the-art technology and comprehensive knowledge of new trends in bankruptcy law to get our clients the best possible results. We also keep clients up to date on the progress of their cases so that they can make the most informed decisions possible. We measure our success by your success, and we are tireless in our efforts to ensure that you receive the fresh start that the bankruptcy laws were designed to provide.
If your home or other property is on the line, and you are thinking about filing for bankruptcy, contact Rosenberg & Weinberg for confidential, comprehensive advice on eligibility, alternatives and the advantages or disadvantages to bankruptcy.
Contact our experienced bankruptcy attorneys
Rosenberg & Weinberg is a federally designated debt relief agency and helps people file for relief under the Bankruptcy Code. We welcome the opportunity to help you and are prepared to act quickly. Call (978) 208-2501 or contact us online to schedule a free initial consultation.